Buyer costs guide

Plan purchase-related expenses as separate items alongside the property price.

Sale price and total budget

The sale price is not the same as the total funds needed. Title deed, service and financing costs can also affect the budget.

Which costs can be included?

Consider buyer title-deed fees, deed services, valuation, insurance, credit fees, advisory fees and other costs separately. Not every item arises in every transaction.

Avoid double counting

Check bundled quotations carefully. Do not enter the same valuation, insurance or service fee both inside a package and again as a separate amount.

Plan cash needs separately

Total purchase budget and cash needed at completion can differ. If you use credit, plan the loan, deposit and payment dates separately. Renovation, moving and utility costs may be added to other costs.

Example

With a TRY 1,000,000 price, a 2% buyer fee and TRY 15,000 of other costs, the selected purchase budget is TRY 1,035,000. Financing and unentered costs are separate.

Sources

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